Individual Loan

At FINCA Microfinance Bank limited, our Individual loan is for business owners who need capital to expand their business or meet their financial business goals. With our team of responsible, honest, trusted and professionals, we ensure that you get the right loan size and free financial advisory services

What you stand to gain

  • Fast and efficient loan processing
  • The right loan size and terms for you and your business
  • Professional financial advisory services
  • Insurance cover for the loan amount
  • Flexible loan amount
  • No hidden charges, all our fees are transparent.
  • No Monitoring fees
  • Less paperwork for second loan or renewal

What are the features?

  • Low collateral requirement
  • No upfront savings required
  • Interest is accrued on a declining rate
  • Early payment of loan attracts interest rebate




FINCA Microfinance Bank Ltd Nigeria is part of the FINCA Impact Finance Network, a group of 21 microfinance and financial institutions that provides socially responsible financial services and enables low-income entrepreneurs and small business owners to invest in the future.
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