Come let’s build your business together!

In business, sometimes there is need for more money  to meet financial business goals,FINCA Microfinance Bank  loan will help you meet your financial business goal and  with free financial advisory services to support clients to manage their business and cash-flow. No amount is too little to reach your goal.

Individual Loan

Our individual loan offers financial solution to entrepreneurs to enable them achieve their financial business goals

Group Loan

The growth of your business should not be constrained by lack of capital or collateral. We will assist you to grow your business to greater heights

School Improvement Loan

School Improvement Loan is an education credit facility that is meant for private school proprietors to enable them provide quality education through acquisition of education related assets or increase their working capital.

School Fees Loan

School Fees loan is a credit facility for parents and guardians to access for the prompt payment of school fees of their children.

Small Enterprise Loan

Small Enterprise Loan is for business owners to access for the growth and development of their business. This loan is easily accessible as long as the business is viable and been in existence for more than a year. The loan can be used to augment working capital, expand the business, acquire assets or purchase raw materials or goods.

How it Workds

How It Works

Application Process

Our Customer Relationship officer will assist you to prepare a simple loan application.

Site Visit

Your personal Customer Relationship Officer will pay your business and home a visit to collect data for business analysis.


A FINCA Loan Officer will train you on credit and managing cash flows.

Loan Approval

A FINCA Credit Committee will evaluate the loan application documents.

Loan Disbursement

You'll present your government-issued ID card. Loans will be disbursed in cash.

Loan Repayment

Your Business becomes successful and you repay your initial loan to FINCA.

FINCA Microfinance Bank Ltd Nigeria is part of the FINCA Impact Finance Network, a group of 21 microfinance and financial institutions that provides socially responsible financial services and enables low-income entrepreneurs and small business owners to invest in the future.
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