FINCA Microfinance Bank Limited launched in 2014 with its headquarters in Imo State. From the beginning, the microfinance institution has focused on providing loans to support small business development in the country, especially in the agriculture sector. It also launched group and individual loan products and savings accounts during its first year of operation.

FINCA Nigeria has steadily evolved to serve the needs of a growing national market. It expanded from its base in Imo State to new operations in Orlu and Mbaise and now has clients throughout Nigeria. The institution offers a range of credit and savings products—in addition to credit and savings products, it now provides money transfers and insurance.

FINCA Nigeria launched agency banking in 2016 through FINCA eXpress, a third-party service delivery model. FINCA eXpress agents are located where clients live and work, enabling them to access financial services without traveling long distances to the nearest branch. In addition to dispensing financial services, FINCA eXpress agents are equipped to provide financial literacy training.

In 2019 the institution is implementing a mobile banking solution to reach more people with responsible finance. The solution is being developed for both USSD and app-based mobile users.

FINCA Nigeria is noted for its unrivaled capacity to provide impactful financial services from access points throughout Nigeria. The institution is fulfilling the FINCA Impact Finance purpose of profitably and responsibly providing innovative and impactful financial services to enable low-income individuals and communities to invest in their futures.